It's the quiet, persistent question that cuts through all the spreadsheets, Social Security strategies, and market swings. Whether someone has $200,000 or $5 million, that's the fear they return to. Will it be enough? Will I be OK?

You've worked hard to get here. But now what?

Retirement isn't just a finish line - it's a whole new phase of life. And with it comes a flood of questions. Some you've been asking for years. Others show up in the middle of the night. Even when the numbers look good, the uncertainty can be overwhelming; Did I miss something? What happens if life doesn't go as planned? 

Questions That Keep People Up at Night

Only 40% of Americans have done any kind of retirement calculation at all.

  • Have I saved enough to live the life I want?
  • Have I really saved enough or did I miss something?
  • What happens if I live 30 years in retirement? Will my money last that long? 
  • How should I draw income in a way that feels sustainable and smart?
  • How do I keep up with rising prices in retirement? What will my budget look like in 10 and 20 years with the way prices are going up?
  • What if I need long term care? Can I afford it without draining everything?
  • How do I make the most of this time while I'm healthy and active?
  •  What legacy do I want to leave and how do I want to make that happen?

These aren't just financial questions - they're life questions.

At Romana Wealth Partners, we specialize in guiding people through the years before and after retirement. We will help you make smart, confident decisions from timing your Social Security, to managing your healthcare costs, to building an income plan that can adjust over time, and preparing for the unexpected. This isn't just about retiring - it's about living the life you've worked so hard for, with peace of mind that you're going to be OK.

The Numbers You Need to Know 

Average Life Span

The average lifespan in the US is 77 for men and 82 for women.


Living Past the Age of 90

For a 65 year old couple, there's a 50% chance that one of you will live past 90. Women are more likely to live alone in retirement - and face higher health care costs because of greater longevity.


Job Disruptions

56% of retirees say they left work earlier than planned - often due to health issues or job disruptions.


Women and Retirement

68% of women feel they've fallen behind in retirement planning, and more than half of all retirees worry about outliving their money.


Let's Start a Conversation

  Romana Wealth Partners  |  3000 Executive Parkway  |  Suite 400  |  San Ramon, CA 94583


Securities and investment advisory services offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

This communication is strictly intended for individuals residing in the states of AK, AR, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, MA, MD, ME, MI, MN, MD, MT, NC, NJ, NV, NM, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced. 

Check the background of your financial professional on FINRA's BrokerCheck. Osaic Form CRS.