You've poured everything into building your business - time, energy, sacrifice. And somewhere along the way, your personal finances may have taken a back seat. You're not alone.

Most business owners are so busy running the business, they don't stop to plan for themselves - or for the people who depend on them. 

Do You Ever Wonder What Would Happen If You Weren't Here?

Hard Questions for Business Owners:  Are these questions you keep asking yourself?

  • What happens to my business - and the people I care about - if something happens to me? 

  • Will my family have to sell the business in a hurry? Or worse, shut it down? 

  • If I died tomorrow, would my spouse or kids even know where to start? 

  • Am I relying too much on this business to fund my retirement? 

  • Am I protected if a partner leaves, gets divorced, or passes away? 

  • Is all this risk really leading to the future I want?

These are hard questions - but answering them can bring peace of mind.

We work with business owners who are strong, smart, and stretched thin. We make time for what matters most: protecting what you've built and making sure it lasts. We'll get clear about your numbers. We'll build a strategy that works for you and your business. 

And you'll finally have a partner who gets it - because we know what it means to build something from the ground up.

Sixty-five percent of business owners have no formal financial plan. (1)

Nearly 70% of small businesses won’t survive the second generation, often due to lack of a transition strategy. (2)

Fifty-eight percent of owners don't know the value of their business - even though it's their largest asset. (3)

Only 30 percent of business owners have an estate plan that includes their business. (4)

59% of business owners report that they work with a financial advisor. (5)

Poorly structured business sales can result in owners paying nearly twice as much in taxes. (6)

Let's Start a Conversation

Strategies Every Business Owner Should Have

  • Retirement Plans & Employee Retention


    Competitive benefits attract and keep great employees, boosting morale and loyalty. We’ll help you design retirement plans that are effective, sustainable, and easy to manage.

  • Tax and Financial Planning


    From tax-loss harvesting to succession planning, we provide strategies that reduce complexity, improve tax efficiency, and support you through every stage of your business.

 

  • Trust Services


    Trusts can help protect business and family assets, preserve wealth, and ensure continuity for the future.

 

  • Charitable Planning


    Giving back strengthens your community and your legacy. We’ll help you choose the right charitable vehicles to maximize your impact and align with your goal.

 
  Romana Wealth Partners  |  3000 Executive Parkway  |  Suite 400  |  San Ramon, CA 94583


Securities and investment advisory services offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

This communication is strictly intended for individuals residing in the states of AK, AR, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, MA, MD, ME, MI, MN, MD, MT, NC, NJ, NV, NM, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced. 

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1.   Related sources suggest many business owners lack a written plan. Example: ~42% of business owners have a formal exit plan (myccmi.com, 2024)g

2.  NetSuite: Only about 30% of family businesses survive into the second generation. https://www.netsuite.com/portal/resource/articles/business-strategy/taking-over-family-business.shtml

3.  ReliantValue: Some studies show up to 98% of owners don’t know their company’s value. https://reliantvalue.com/why-is-knowing-the-value-of-your-business-important

4.  Fundera: About 30% of small business owners have no estate plan. https://www.fundera.com/blog/estate-planning-for-small-business-owner

5.  Nationwide survey: 59% of mid-size business owners work with a financial advisor. https://news.nationwide.com/financial-advisors-can-help-business-owners-prepare-for-the-uncertainty

6.  U.S. Bank: In C corporation asset sales, double taxation can reduce net proceeds by about 50%. https://www.usbank.com/wealth-management/financial-perspectives/financial-planning/business-owners/sell-your-busine ss-taxes.html

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