Retirement is one of life's biggest transitions-and it should be something you look forward to, not fear. Yet for many, the thought of retirement brings as many questions as it does excitement: Will I have enough? When should I take Social Security? Am I invested the right way now that I'm retiring?
Retirement isn't a finish line-it's the start of a new and important phase of life. Without a paycheck coming in every month, it's essential to be thoughtful and intentional, building a solid plan that supports the future you envision.
At Romana Wealth Partners, we believe retirement planning is about more than numbers. It's about understanding your life and your goals-then building a plan that helps you enjoy this next chapter with peace of mind. We take a holistic approach: looking at your income, investments, taxes, healthcare, and lifestyle needs so your plan actually works for you, not just on paper.
And here's the truth: Most people spend more time planning a two-week vacation than they do planning for retirement-their ultimate vacation. We're here to change that.
59% of Americans supporting both children and aging parents say retirement feels completely out of reach, as they are 'sandwiched' between caring for loved ones. (1)
23% of Americans aren't even saving for retirement. (2)
Over half of Americans feel behind on retirement savings -- a reminder that you're not alone if you feel 'behind'-but planning now can change your future. (3)
Only 51% of workers have tried to calculate how much they'll need to retire comfortably. Nearly half of Americans haven't. (4)
What do you want this chapter of life to look like? Travel? Family time? Giving back?
How much can you spend each month? How do we create steady, reliable income?
We’ll design a portfolio that protects your savings while still keeping up with inflation.
Planning for future costs before they become a burden.
Ensuring your family is cared for and your wishes are honored
Planning for retirement can feel overwhelming, but you don’t have to do it alone.
Our holistic approach brings together every piece of your financial picture—so you can step into retirement with confidence, clarity, and a plan you feel good about.
Romana Wealth Partners | 3000 Executive Parkway | Suite 400 | San Ramon, CA 94583
Securities and investment advisory services offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
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Sources:
(1) AARP, "The ‘Sandwich Generation’ in the U.S." Survey, 2023.
(2) Federal Reserve, Report on the Economic Well-Being of U.S. Households, 2023.
(3) Bankrate Retirement Savings Survey, 2023.
(4) Employee Benefit Research Institute (EBRI), 2024 Retirement Confidence Survey.
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